Search Yuba County Bankruptcy Records

Yuba County bankruptcy records are handled by the Eastern District of California Bankruptcy Court. The county is in the Sacramento Valley north of the state capital. Marysville serves as the county seat. Residents can search bankruptcy filings through PACER online or at the Sacramento courthouse. This page explains how to access Yuba County bankruptcy records and what to expect from the filing process.

Yuba County Bankruptcy Court

The Eastern District of California Bankruptcy Court processes all bankruptcy cases for Yuba County. This court covers 34 counties across the Central Valley and Sierra Nevada. Yuba County falls under the Sacramento division.

The courthouse address is 501 I Street, Suite 3-200, Sacramento, CA 95814. It is about 40 miles south of Marysville. Phone (916) 930-4400 to reach the clerk. Office hours are Monday through Friday, 9 AM to 4 PM.

Free public terminals are available at the courthouse. Walk in during business hours to search Yuba County bankruptcy records at no charge. Staff can assist with finding cases and using the system. Printing may cost a small fee.

The court website has forms, local rules, and filing guides.

How to Search Yuba County Bankruptcy Records

PACER provides online access to all federal court records. Create a free account at pacer.uscourts.gov. Fees are 10 cents per page, capped at $3 per document. Light users often pay nothing due to quarterly fee waivers under $30.

To search, log into PACER and select the Eastern District of California. Enter a name or case number. The system returns docket information, filed documents, and current case status for any Yuba County bankruptcy filing.

For free searches, use the Voice Case Information System. Call (866) 222-8029 any time, day or night. The automated system reads back basic case details when you provide a case number or party name.

The PACER Case Locator searches all federal courts nationwide. This helps when you are not sure which district has the case you need.

Filing Bankruptcy in Yuba County

Yuba County residents file at the Sacramento courthouse. The fee is $338 for Chapter 7. Chapter 13 costs $313 to file. Low-income filers can ask for a fee waiver.

Credit counseling is required before filing. Complete a course from an approved provider. You have 180 days before your filing date to finish it. A second course on financial management comes after your case starts. Both courses are required for all Yuba County bankruptcy filers.

Get official forms at uscourts.gov. The petition starts every case. Schedules detail your property, debts, income, and costs. Your completed paperwork becomes the public record in Yuba County.

Note: Many filers hire a lawyer, but you can file on your own if you choose.

Exemptions for Yuba County Bankruptcy Filers

California has two exemption systems. Pick System 1 or System 2. You cannot mix them.

System 1 is good for homeowners. It protects up to $722,507 in home equity. Yuba County has lower home prices than much of California, so this exemption often covers the full value of a home here. System 1 also covers vehicles, tools of trade, and retirement accounts.

System 2 works better for renters. It has a smaller homestead exemption of $36,750. But it includes a wildcard of up to $38,700 that applies to any property. This can protect cars, bank accounts, or other assets for Yuba County filers without much home equity.

Types of Bankruptcy Cases in Yuba County

Chapter 7 liquidation is most common. It wipes out debts quickly. Most filers keep all their property through exemptions. Cases close within a few months.

Chapter 13 involves a repayment plan. You pay debts over three to five years. This suits people with regular income who want to keep property like a house or car while catching up on payments. Records for Chapter 13 cases are more extensive.

Chapter 11 is for business reorganization. Chapter 12 serves family farmers. Yuba County has agricultural land, so some farmers may use Chapter 12. All case types create searchable records in the federal system.

Communities in Yuba County

Yuba County is a smaller county with no cities over 100,000 residents. Marysville is the county seat and largest city. Other communities include Wheatland and Olivehurst. All Yuba County residents file bankruptcy at the Eastern District court in Sacramento.

Neighboring Sutter County and its city of Yuba City share the Marysville area. The two counties work closely together. Both use the same federal bankruptcy court.

Nearby Counties

These counties border Yuba County and also file through the Eastern District.