Roseville Bankruptcy Records

Roseville bankruptcy records are handled by the Eastern District of California Bankruptcy Court. With over 163,000 residents, Roseville is the largest city in Placer County and one of the largest in the Sacramento metro area. The federal bankruptcy courthouse is in downtown Sacramento, about 20 miles southwest. You can search Roseville bankruptcy cases online through PACER or visit the clerk's office for free access. This page explains how to find case filings, court information, and search options.

Roseville Bankruptcy Court Information

The Eastern District of California Bankruptcy Court processes all bankruptcy cases for Roseville and Placer County. This federal district spans 34 counties across central and northern California. The main courthouse is in Sacramento.

Roseville residents file at the Sacramento location. The address is 501 I Street, Suite 3-200. The drive takes about 25 minutes west on Interstate 80. Call (916) 930-4400 for the clerk's office. Business hours are Monday through Friday, 9 AM to 4 PM.

The court website offers local rules, forms, and filing procedures. All Roseville bankruptcy records are stored electronically and searchable through PACER.

Roseville's large population means the city generates significant bankruptcy filings each year. The Sacramento court is well equipped to handle the volume from Placer County.

Search Roseville Bankruptcy Records Online

PACER provides full online access to Roseville bankruptcy records. Every case filed in the Eastern District is in the system. You can search from any computer at any time.

Register free at pacer.uscourts.gov. After creating an account, select the Eastern District of California Bankruptcy Court. Enter a name or case number. Results display dockets, documents, and case status.

The fee is 10 cents per page with a $3 cap per document. Light users pay nothing. Quarterly charges under $30 are waived automatically. Most people searching Roseville cases get free access.

The PACER Case Locator searches all federal courts nationwide. Use it when you are not sure which district handled a case.

Free Roseville Bankruptcy Searches

Free methods exist for searching bankruptcy records.

The Voice Case Information System provides phone access 24 hours a day. Call (866) 222-8029 to search by case number, name, or Social Security Number. The automated system provides filing dates, chapter types, and current status. This works for quick checks on Roseville cases without using PACER.

In-person searches at the Sacramento courthouse are free. Public terminals let you view complete case files. Staff can help you navigate. You only pay for printed copies. The drive from Roseville is manageable.

Note: Fee waivers are available for low-income users, pro se litigants, nonprofits, and academic researchers.

Filing Bankruptcy in Roseville

Roseville residents file bankruptcy at the Eastern District court in Sacramento. You can hire an attorney or file pro se. The court treats both equally.

Filing fees depend on the chapter. Chapter 7 costs $338. Chapter 13 costs $313. Chapter 11 business filings cost $1,738. If you cannot pay, ask about waivers or payment plans.

Credit counseling is required before filing. Federal law mandates an approved course within 180 days of your filing date. A second course on financial management is required after your case ends. Without both certificates, the court will not grant a discharge.

Download all forms from uscourts.gov. Your petition and schedules become public Roseville bankruptcy records once filed.

California Exemptions for Roseville Filers

California offers two exemption systems. Filers must choose one. Mixing is prohibited.

System 1 protects up to $722,507 in home equity. Placer County has some of the highest home values in the Eastern District. This large exemption helps protect Roseville homeowners who have built significant equity. System 1 also covers vehicles up to $8,625, tools of trade up to $10,950, and unlimited retirement accounts.

System 2 has a smaller homestead of $36,750 but offers a wildcard worth up to $38,700. This can protect any property type. Roseville residents who rent or have limited home equity may prefer System 2.

Your exemption choice shows in your bankruptcy records. Consider consulting a lawyer about which system protects your assets better.

Roseville Bankruptcy Case Types

Chapter 7 is the most common filing in Roseville. It eliminates most unsecured debts within months. About 78% of California filers use Chapter 7. Exemptions protect most property from liquidation.

Chapter 13 involves a repayment plan over three to five years. You keep property while making monthly payments. This works for people with regular income who want to catch up on mortgages or car loans. About 20% of cases are Chapter 13.

Chapter 11 covers business reorganization. Companies restructure while staying open. Only about 1.5% of filings use this chapter. These cases produce extensive records.

All Roseville bankruptcy records are searchable through PACER regardless of chapter type.

Legal Resources for Roseville Bankruptcy

Resources help Roseville residents with bankruptcy.

Legal Services of Northern California provides free assistance to qualifying low-income individuals in Placer County. The Placer County Bar Association operates a lawyer referral service. You can find bankruptcy attorneys through their program.

The federal forms website has all required documents. The Eastern District provides guides for self-represented filers. Many Roseville residents file on their own successfully.

Before hiring any attorney, verify their license through the California State Bar website. Check for any disciplinary history.

Nearby Placer County Cities

These cities also file through the Eastern District court.