Search Redding Bankruptcy Records

Redding bankruptcy records are processed through the Eastern District of California Bankruptcy Court. As the county seat of Shasta County with over 93,000 residents, Redding is the largest city in the far northern region of the state. The Sacramento courthouse handles all bankruptcy cases from Redding, though the distance requires careful planning for in-person visits. You can search records online using PACER from anywhere. This guide explains how to find Redding bankruptcy filings, court procedures, and access options.

Redding Bankruptcy Court Details

The Eastern District of California Bankruptcy Court handles all bankruptcy cases for Redding and Shasta County. This federal district spans 34 counties across central and northern California. The main courthouse is in Sacramento.

Redding residents file at the Sacramento location. The address is 501 I Street, Suite 3-200. The drive from Redding takes about 2.5 hours south on Interstate 5. This distance makes online searches through PACER especially valuable for Redding residents. Call (916) 930-4400 for the clerk's office.

The court website provides local rules, forms, and filing guides. All Redding bankruptcy records are stored electronically and searchable through PACER from any location.

Note: Redding is the most remote major city in the Eastern District, making online access tools particularly important for residents.

Search Redding Bankruptcy Records Online

PACER gives you online access to all Redding bankruptcy records from home. The system holds every case filed in the Eastern District. Given the distance to Sacramento, online searching is often the best option for Redding residents.

Register free at pacer.uscourts.gov. After creating an account, select the Eastern District of California Bankruptcy Court. Enter a name or case number. Results display dockets, documents, and case status.

Fees are 10 cents per page with a $3 maximum per document. Light users pay nothing. Users with quarterly charges under $30 receive automatic fee waivers. Most people searching Redding cases get free access.

The PACER Case Locator searches all federal courts nationwide. Use it when you are not sure which district handled a case.

Free Redding Bankruptcy Searches

Free methods exist for searching bankruptcy records.

The Voice Case Information System provides phone access 24 hours a day. Call (866) 222-8029 to search by case number, name, or Social Security Number. The automated system provides filing dates, chapter types, and current status. This works for quick checks on Redding cases without using PACER.

In-person searches at the Sacramento courthouse are free but require the long drive. Public terminals give you full case file access. Staff can help. You only pay for printed copies. For Redding residents, phone and online options are usually more practical.

Fee waivers are available for low-income users, pro se litigants, nonprofits, and researchers. Contact the clerk to apply.

Filing Bankruptcy in Redding

Redding residents file bankruptcy at the Eastern District court in Sacramento. The distance makes electronic filing particularly useful. You can hire an attorney or file pro se. The court uses the same procedures for both.

Filing fees depend on the chapter. Chapter 7 costs $338. Chapter 13 costs $313. Chapter 11 business filings cost $1,738. If you cannot pay, ask about waivers or payment plans.

Credit counseling is required before filing. Federal law mandates an approved course within 180 days of your filing date. A second course on financial management is required after your case ends. Without both certificates, your case will not proceed. Many Redding residents complete these courses online.

Download all forms from uscourts.gov. Your petition and schedules become public Redding bankruptcy records once filed.

California Exemptions for Redding Filers

California provides two exemption systems. Filers choose one. Mixing is prohibited.

System 1 protects up to $722,507 in home equity. Shasta County home values are lower than much of California, so most Redding homeowners can easily protect their full equity. System 1 also covers vehicles up to $8,625, tools of trade up to $10,950, and unlimited retirement accounts.

System 2 offers a smaller homestead of $36,750 but includes a wildcard worth up to $38,700. The wildcard applies to any property. Redding residents who rent or have valuable assets other than home equity may prefer System 2.

Your exemption choice appears in your bankruptcy records. Consider consulting a lawyer about which system works best for your situation.

Redding Bankruptcy Case Types

Chapter 7 is the most common filing in Redding. It eliminates most unsecured debts within months. About 78% of California filers use Chapter 7. Exemptions protect most property.

Chapter 13 involves a repayment plan over three to five years. You keep property while making monthly payments. This works for people with regular income who want to catch up on mortgages. About 20% of cases are Chapter 13.

Chapter 11 covers business reorganization. Some Redding businesses have used Chapter 11 to restructure. Only about 1.5% of filings use this chapter.

All Redding bankruptcy records are searchable through PACER regardless of chapter type.

Legal Resources for Redding Bankruptcy

Resources help Redding residents with bankruptcy.

Legal Services of Northern California provides free assistance to qualifying low-income individuals in Shasta County. The Shasta County Bar Association can help connect you with local bankruptcy attorneys. Some Redding lawyers offer phone and video consultations given the distance to Sacramento.

The federal forms website has all required documents. The Eastern District provides guides for self-represented filers. Many Redding residents file on their own using these resources.

Before hiring any attorney, verify their license through the California State Bar website.

Nearby Northern California Cities

These cities also file through the Eastern District court.